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How many vans are to be covered in the policy 2. The weight of the van (s) 3. The make and model of the van (s) 4. Your geographical location 5. The age and experience of the van drivers 6. Whether or not the van drivers are named (or an 'any driver' van insurance policy is required) 7. The security of the van(s) - e.g. whether alarms, immobilisers or trackers are installed 8. Claim history 9. What the van will be used for 10. The excess

It is really important that you obtain appropriate insurance cover for your van(s); rather than simply going for the cheapest quote you can find. Broadly speaking van insurance policies can be split into two distinct categories:

For the most part, vans are used for business rather than private purposes, however if, your van is purely for private use, you can insure it as such; simply mention this at the time of obtaining your van insurance quote.

If you choose van insurance for non-commercial use of a van, make sure you only use the van for non-commercial uses. In some case van insurance can bring with it some good benefits for you and your van. One most important advantage is the availability of another van in case your van has been badly damaged. This advantage is important in view of business owners whose business is at risk just because of delay in delivery of goods.

If you are using your van for business use you will be expected to provide the following details. The goods which you intend to transport (NB particularly if you are using your van to transport potentially hazardous or toxic materials) 2. Details of the drivers who need to be insured

The price you will pay for your van insurance will be largely dependent on the above. If you are using your van for business use, some policies offer additional coverage, which may be worth considering:

Failure to do so may make your insurance invalid or may mean that should you need to make a claim goods which are considered 'target goods', those which are a greater risk of being stolen such as electrical goods and computer parts, you will only receive 50% of their value.

All goods leaving the country will have to have an export declaration. There are very strict controls as to the type of goods which can be taken abroad. Speak with the courier insurance consultants if you are in any doubt as to whether the goods can legally be transported out of the country