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With price subsidy the law aims to grant price that people with lower incomes also a home to buy. Buying subsidy granted in conjunction with a loan from the NHG. The purchase price of the property may not exceed $ 163,725. The subsidy is dependant of age, income and purchase price.

Multiple bids. Always multiple bids from different providers. Look, your mortgage consultant can say that they offer the best, but it may also be that they have this offer will receive the most commission.

Credit Mortgage. Does your house have enough value and you need a loan, you can opt for a mortgage loan. A mortgage loan is a loan with the house as collateral. Usually, you pay only the interest, which is often lower because the bank the house as collateral.

Splitting the mortgage. A mortgage with a variable interest rate is usually lower expenses, but you run the risk that the burden will increase by a rate increase. You can also opt for a partial variable and some fixed interest rate. There are several products on the market in these needs. You can also choose a combination of mortgage as a spaarhypotheek in combination with a grace mortgage.

The NHG are conditions. The acquisition costs may not exceed $ 265.000, -. For existing construction, the NHG taken by 12% costs. The purchase price may not exceed $ 236,607.14. When new, the NHG account with 8% cost to the purchase price not greater than $ 245,370.37.