Archive for October, 2007

On the Wall or On a Stand?

I have been looking at plasma televisions lately and I am impressed.  I have never seen a picture so sharp and so life like.  It gives you the experience like you are there.
The problem I have though is that I have options.  No longer do you put your television in a home entertainment unit, but […]

Drawing Names for Christmas

Every year now we draw names for Christmas - the reason is that our family has gotten really big.  With most of us "kids" having spouses now, it would be a nightmare if we had to buy each other something.
So, for the past few year we have been drawing names at my cousin’s birthday.  It […]

Finance and the Internet

We briefly touched on the role that the Internet has played in the area of finance today in my finance class.  This is especially important for the students here that are thinking of becoming financial advisors - in some respects, the Internet is the toughest competition to people with those types of jobs.
There are definitely […]

How do you Like your Loan?

When it comes to loans, there are a couple of options.  Now, what I am talking about is not say a car loan and a mortgage specifically, rather the two major types of loans most people get.
The first type of loan is an unsecured loan.  This type is based purely on your credit score: if […]

Bad Credit Mortgages

For those of you with good credit, this probably isn’t worth the read.  Getting a mortgage for you should be a simple task, provided your income and debt ratio is ok, you shouldn’t have any problems qualifying for a loan.  For those of you with bad credit (or those of you who are interested) read […]

Getting the Right Loan

Is there such a thing as a right loan?  Well, I didn’t really know the answer but this week put me in a situation that required me to find the right loan for my needs.  The cause of this whole task, was my car.  You see, my car had a little incident: it died.  Well, […]

My Grandma on the Internet

I can remember the stories that my grandmother told me as a child about living in a house with no running water, wood heat, and not owning a car.  This is radically different than the way I live my life.  You see, as I grew up, she taught me a lot of things and we […]

The Love of a Parent

I recently went for coffee with an old school buddy of mine.  We talked about what we did since college, the jobs we had and our kids.  I proceeded to talk about my children and then I asked him about his.
He said he had three children, but his last one, Sasha has cerebral palsy.  I […]

Birthday Present Shopping

We were out yesterday shopping for a birthday present for my father.  He is getting old (I hope he doesn’t read this), and it is his 55th birthday.  We thought (my siblings and I) that we should get him something memorable and definitely special for his birthday.  You see, he is at the point in […]

Getting My First Credit Card

I made the decision to get my first credit card.  I am a University student living on a fixed income and thought the emergency plastic backup might be the way to go.
After making that big decision, I realized I was going to have to make some more.
It is not as simple as just getting a […]